1 out of every 2
Individuals will develop cancer in their lifetime.
Firefighters
are at a 14% greater risk of dying with over 70% of all Line of Duty deaths being cancer related.
Bankruptcies
resulting from unpaid medical bills will affect nearly 2 million people this year, making healthcare the #1 cause of such filings.
First Responders
are on the front lines every day keeping our communities safe. Their falimy often suffer the brunt of financial ruin when uncertainty strikes.
Goodbye Financial Burden
Skyrocketing healthcare premiums and lifetime maximums combined with the uncertainty of legislated Presumtive Cancer coverage through Worker's Compensation claims have led many Firefighter family to ask:
How do we replace lost income after diagnosis and during treatment?
How do we pay for Cancer?
My Cancer claim was contested and/or denied - now what?
Having a Living Benefits plan in place before annual health screenings can be the answer for many individuals and families.
Policy Options and Offerings
Living Benefits are offered through a customized life insurance policy and are far superior to supplimental & accidents plans that are often promoted in the workplace. We provide tailored flexibility to meet the need of your family.
Our partner issued policies can be short-term(10-30 years) or permanent offering up to $2M of benefits for the remainder of your life.
Additional options include the ability to have all premiums paid returned to you at policy maturity.
We are the leaders in benefits for First Responders. Occupational cancer and related illnesses increase daily.
Protecting your health and income is our specialty and we take that job seriously.